Rates
To view our rates, scroll down or select from the below list:
Loan Rates
New & Used Auto / Trucks / Motorcycle Loans
Personal Loans / VISA Card / Solar Loans
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Minimum credit score of 500 required for Personal and Holiday loans.
Student Loans
Fixed Home Equity Loans
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LTV greater than 80% or loan amounts over $250,000 require an appraisal.
Home Equity Lines of Credit (HELOC)
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* Payment per thousand for interest only, ten year period is $7.20 monthly ($50 min. payment applies)
Maximum APR is 18%.
Homeowner's insurance is required.
Mortgages
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Payments do not include taxes and insurance. Your Payment may be greater if secured by a first lien.
Contact us at 508-845-6755 or 800-889-8121 for more rate information.
Rates and conditions subject to change without notice.
Add 1/4% to all consumer loan rates when monthly payments are NOT made electronically.
*APR = Annual Percentage Rate. Credit scores are used to determine interest rate only. Other factors are used to approve or decline all loan applications.
**Maximum loan amount for auto loans not to exceed 120% of purchase price or NADA retail value, whichever is lower.
***WSJ = Wall Street Journal Prime Rate. Current WSJ rate is 5.00%. Floor rates in effect are as follows: Home Equity Lines of Credit of 4% and 5%; Student Choice of 5%.
Mortgages and Home Equity Loans: Payments do not include taxes and insurance. Your payment may be greater if secured by a first lien. Mortgage APR is based on a loan amount of $300,000.
Home Equity Line of Credit: Homeowner's insurance is required.
Appraisal may be required and is paid by borrower. LTV = Loan to Value.
Rates effective as of Wednesday, April 8, 2020
Deposit Rates
APY = Annual Percentage Yield. Money Market APY accurate as of last dividend declaration date. A Regular Share Account requires a minimum opening deposit of $5.00. A Money Market Account requires a minimum opening deposit of $2,500. All other deposit accounts are available to our members with no minimum opening deposit.
Rates and conditions subject to change without notice. Rates may change after account is opened.
CDs / Share Certificate Rates
APY = Annual Percentage Yield. Rates and conditions subject to change without notice. CDs and Share Certificate Accounts require a minimum opening deposit of $1,000.
Fees could reduce the earnings on deposit accounts. Penalty may be imposed for early withdrawal.
Rates effective as of Wednesday, April 8, 2020
