Rates
To view our rates, scroll down or select from the below list:
Loan Rates:
New & Used Auto / Trucks / Motorcycle Loans
Visa Credit Cards
Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%
Unsecured / Solar / HEAT / Home Improvement Loans
Minimum credit score of 500 required for Personal and Holiday loans.
Student Loans
Visit our Student Lending Center
Fixed Home Equity Loans
LTV greater than 80% or loan amounts over $250,000 require an appraisal. (appraisal fee will apply)
Home Equity Lines of Credit (HELOC)
Payment per thousand for interest only, ten year period is $7.20 monthly ($50 min. payment applies). Maximum APR is 18%. Homeowner's insurance is required. Loan amounts over $250,000 require an Appraisal (appraisal fee will apply).
Mortgages
Payments do not include taxes and insurance. Your Payment may be greater if secured by a first lien.
Contact us at 508-845-6755 or 800-889-8121 for more rate information.
Rates and conditions subject to change without notice. Add 1/4% to all consumer loan rates when monthly payments are NOT made electronically. *APR = Annual Percentage Rate. Mortgage APR is based on a loan amount of $300,000. Credit scores are used to determine interest rate only. Other factors are used to approve or decline all loan applications. **Maximum loan amount for auto loans not to exceed 120% of purchase price or NADA retail value, whichever is lower. ***WSJ = Wall Street Journal Prime Rate. The current prime rate can be found at the WSJ Website. Floor rates in effect are as follows: Home Equity Lines of Credit of 4% and 5%.
Mortgages and Home Equity Loans: Payments do not include taxes and insurance. Your payment may be greater if secured by a first lien. Home Equity Line of Credit: Homeowner's insurance is required. Appraisal may be required and is paid by borrower. LTV = Loan to Value.
Rates effective as of Thursday, December 4, 2025
Deposit Rates:
APY = Annual Percentage Yield. Money Market APY accurate as of last dividend declaration date. A Regular Share Account requires a minimum opening deposit of $5.00. A Money Market Account requires a minimum opening deposit of $2,500. All other deposit accounts are available to our members with no minimum opening deposit. Rates and conditions subject to change without notice. Rates may change after account is opened.
CDs / Share Certificate Rates
APY = Annual Percentage Yield. Rates and conditions subject to change without notice. CDs and Share Certificate Accounts require a minimum opening deposit of $1,000. Fees could reduce the earnings on deposit accounts. Penalty may be imposed for early withdrawal.
Rates effective as of Thursday, December 4, 2025
