Rates

To view our rates, scroll down or select from the below list:

Loan Rates

New & Used Auto / Trucks / Motorcycle Loans

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Personal Loans / VISA Card / Solar Loans

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Minimum credit score of 500 required for Personal and Holiday loans. 

Student Loans

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Fixed Home Equity Loans

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LTV greater than 80% or loan amounts over $250,000 require an appraisal.
 

Home Equity Lines of Credit (HELOC)

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* Payment per thousand for interest only, ten year period is $7.20 monthly ($50 min. payment applies)
   Maximum APR is 18%.
   Homeowner's insurance is required.
 
 

Mortgages

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Payments do not include taxes and insurance. Your Payment may be greater if secured by a first lien. 
 

 

Contact us at 508-845-6755 or 800-889-8121 for more rate information.

 

Rates and conditions subject to change without notice.
Add 1/4% to all consumer loan rates when monthly payments are NOT made electronically.
*APR = Annual Percentage Rate. Credit scores are used to determine interest rate only. Other factors are used to approve or decline all loan applications. 
**Maximum loan amount for auto loans not to exceed 120% of purchase price or NADA retail value, whichever is lower.
***WSJ = Wall Street Journal Prime Rate. Current WSJ rate is 5.00%.  Floor rates in effect are as follows:  Home Equity Lines of Credit of 4% and 5%; Student Choice of 5%. 
Mortgages and Home Equity Loans:  Payments do not include taxes and insurance.  Your payment may be greater if secured by a first lien.  Mortgage APR is based on a loan amount of $300,000.
Home Equity Line of Credit:  Homeowner's insurance is required.     
Appraisal may be required and is paid by borrower.  LTV = Loan to Value.   

 
Rates effective as of Friday, February 28, 2020

 

Deposit Rates

APY = Annual Percentage Yield.  Money Market APY accurate as of last dividend declaration date.  A Regular Share Account requires a minimum opening deposit of $5.00.  A Money Market Account requires a minimum opening deposit of $2,500.  All other deposit accounts are available to our members with no minimum opening deposit. 
Rates and conditions subject to change without notice.  Rates may change after account is opened.

CDs / Share Certificate Rates

APY = Annual Percentage Yield.  Rates and conditions subject to change without notice.  CDs and Share Certificate Accounts require a minimum opening deposit of $1,000.
Fees could reduce the earnings on deposit accounts.  Penalty may be imposed for early withdrawal.

Rates effective as of Friday, February 28, 2020