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Rates

NEW Fixed Home Equity Options

See details below under Equity Loans

New and Used Auto Loans

 
 
Annual Percentage Rate
Credit Score*Up to 36 Months37 to 48 Months49 to 60 Months61 to 72 Months73 to 84 Months

Consumer Loans

Annual Percentage Rate
Personal LoansVisa Credit CardPersonal Line of CreditRecreational VehicleShare Secured
Credit Score*Up to 60 MonthsN/AN/AUp to 120 MonthsUp to 60 Months

ADD 1/4% to all rates when monthly payments are NOT made electronically.

Rates and conditions subject to change without notice.  Rates not available on existing Shrewsbury Federal Credit Union Loans.

*Credit scores are used to determine interest rate only. Other factors are used to approve or decline all loan applications.

**Maximum loan amount for auto loans not to exceed 120% of purchase price or NADA retail value, whichever is lower.

Mortgage and Equity Rates

EQUITY LOANS:Maximum Loan AmountMaximum Repayment TimeAnnual Percentage Rate

Rates and conditions subject to change without notice.

***WSJ = Wall Street Journal Prime Rate. Current WSJ rate is 3.25%. HELOC floor rate of 4.00% APY is in effect.

**** Minimum loan amount $20,000. Application fee $250. Appraisal may be required and is paid by borrower. 

Rates effective as of Tuesday, July 29, 2014


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