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Rates

Fixed Home Equity Options
See details below under Equity Loans

New and Used Auto Loans

 
Annual Percentage Rate
Up to 36 Months37 to 48 Months49 to 60 Months61 to 72 Months73 to 84 Months

Consumer Loans

Annual Percentage Rate
Personal LoansVisa Credit CardPersonal Line of CreditRecreational VehicleShare Secured
Up to 60 MonthsN/AN/AUp to 120 MonthsUp to 60 Months

ADD 1/4% to all rates when monthly payments are NOT made electronically.

Rates and conditions subject to change without notice.  Rates not available on existing Shrewsbury Federal Credit Union Loans.

*Credit scores are used to determine interest rate only. Other factors are used to approve or decline all loan applications.

**Maximum loan amount for auto loans not to exceed 120% of purchase price or NADA retail value, whichever is lower.

Mortgage and Equity Rates

EQUITY LOANS:Maximum Loan AmountMaximum Repayment TimeAnnual Percentage Rate

Rates and conditions subject to change without notice.

***WSJ = Wall Street Journal Prime Rate. Current WSJ rate is 3.25%. HELOC floor rate of 4.00% APY is in effect.

**** Minimum loan amount $20,000. Application fee $250. Appraisal may be required and is paid by borrower. 

Rates effective as of Friday, August 22, 2014


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